A RamseyTrusted Insurance Pro
The Ramsey Trusted Insurance Pro program is made up from a network of reliable, trustworthy and skilled local professionals that Dave Ramsey can refer his loyal fans to.
As a RamseyTrusted Insurance Pro, we take great pride in serving our clients and living up to the endorsement through our track record of success and a commitment to fantastic customer service. Working with an independent insurance agent can save money and provide the protection you need because we are not limited to a single provider’s options. We have access to a whole network of insurers, and we carefully search our network to find deals on home, auto and business coverage that are right for you. We are here to help you better understand your insurance risks while helping you achieve your financial goals along the way.
Live More. Risk Less. It’s Not Just a Slogan
We are passionate about helping you understand and address the risks that are a part of life. With your risks accounted for, you can go about living your best life knowing that you have protected your family, your property and your business.
Being a RamseyTrusted Pro means that our agency aligns with the values that Ramsey teaches, provides a high level of service, offers needs-based solutions, and is endorsed by the RamseyTrusted team.
A RamseyTrusted pro has agreed to follow a code of conduct aligned with the Ramsey “7 Baby Steps” philosophy, which means serving clients rather than pushing unnecessary sales.
Providers cannot purchase the RamseyTrusted endorsement; it is earned through trustworthiness, integrity, and client care vetted by the Ramsey team.
You have questions about the RamseyTrusted program. We have answers.
Ramsey has strong opinions on this matter. Typically, he does not recommend using life insurance as an investment tool and discourages people to seek out whole life type products. Dave does recommend having term life insurance in place to protect one of people’s greatest assets: their life.
Ramsey recommends having higher deductibles on property insurance, at least $500k in liability for liability insurance and term life insurance to cover one’s income earning years.
The Total Money Makeover is the best place to start to learn about the proven plan to achieve financial peace.
To get started, everyone should read The Total Money Makeover, which shares his story and the proven plan to achieve financial peace. Ramsey has written books on personal finance, on running a business, tools for parents teaching their children financial literacy, and how to best manage wealth.
Ramsey has been in the valley and on the mountain top when it comes to finances. With that perspective he’s been relatable to most people. He recommends simple, straightforward advice to manage one’s finances that anyone who really wants to achieve financial freedom can accomplish.
In Ramsey’s 7 Baby Steps, step 4 outlines investing 15% of one’s household income in retirement. Diversity is important when investing so Ramsey recommends taking advantage of any retirement match given by one’s employer. He also says to contribute to a Roth IRA. The contributions to a Roth IRA are from post-taxed income, so when it becomes time to draw funds from that account, all of the withdrawals are tax-free. This differs from a 401k or Traditional IRA, which are funded with pre-tax income and are therefore taxed when withdrawn from.
“Timely responses, attentive to my needs, could not ask for better service. Top notch.”
