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Retail

Coverage Built for the Realities of Retail

From storefront to stockroom, we help safeguard your retail business so you can focus on customers—not risks.

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Insurance Designed for Retail, Backed by Experience

Running a retail business means managing more than just sales—you’re protecting inventory, staff, customers, and property every single day. Advisors understands the unique risks of retail, from theft to seasonal surges in inventory. We build policies that cover your exposures and keep your doors open, so you can focus on growing your business and serving your community.

Pro Tip: Don’t forget coverage for customer slip-and-fall injuries and theft. High foot traffic and inventory make retailers more vulnerable than they realize.

General Liability

Shields your store from customer injuries, property damage, or lawsuits, giving you confidence that accidents won’t disrupt operations.

Property Insurance

Protects your storefront, fixtures, signage, and inventory against fire, theft, or glass breakage—keeping your shelves stocked and your business running.

Workers Compensation

Covers medical costs and lost wages if an employee is hurt on the job, helping you care for your team while meeting state requirements.

Business Income Insurance

Helps replace lost income if fire, power outage, or another covered event forces you to temporarily close your store.

Good coverage shouldn’t be complicated. Reach out, and we’ll make the process simple from start to finish.
Talk to us about your insurance needs.
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“These guys are straight shooters with no hassles and are very professional. When I talk to them about options for my insurance it’s like I’m sitting down to talk shop with one of my friends.”

Matthew B

“I’ve been with Advisors for three years now. They came in at the best price, far below State Farm, and beyond that have always been incredibly responsive and helpful with any questions.”

Ben H.

“I have been a client with Advisors Insurance now for over 5 years. David Hanor has always gone above & beyond to provide the best quote at the best price. He is very knowledgeable & professional.”

Lorraine T.
FAQs

You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team. 

Any questions not covered below?
What insurance does a retail store really need?

Most retail businesses need general liability, property, workers’ comp, and business interruption coverage—protecting against customer slip-and-fall claims, theft, fire, and lost income from downtime.

Does insurance cover shoplifting or employee theft?

Yes. Crime insurance can help protect against losses from theft, burglary, or employee dishonesty.

What if a customer is injured in my store?

General liability covers medical costs and legal expenses if a customer is hurt on your premises.

Do I need product liability insurance?

If you sell products, product liability helps protect your business if items cause injury or damage after purchase.

Can insurance help if my point-of-sale system crashes?

Yes. Cyber liability can cover data breaches, fraud, and recovery costs tied to POS system failures or hacks.

How often should I review coverage as my store grows?

At least annually or when you expand, remodel, or add new products. Regular reviews ensure your coverage scales with your business.

Client Spotlights & Articles

Knowledge Center

Explore our advice on insurance and risk management and get to know some of our small business clients.

How do you use a POS system in a restaurant?

Learn how to efficiently run your restaurant with point of sale (POS) systems in the Greenville, SC area.

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Claims and How to Improve Your Business

We want to share information on how to improve your business and further protect it from both harm as well as explore processes to improve profitability and efficiencies.

3 min read
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Worker’s Comp or Occupational Accident coverage?

Is workers' comp or occupational accident coverage better for my business needs? Let the team at Advisors Insurance in Greenville, SC help today.

1 min read
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Our team is here to make insurance simple, personal, and stress-free.
Good coverage shouldn’t be complicated. Reach out, and we’ll make the process simple from start to finish.