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Motorcycle Insurance

Insurance That Rides With You

Motorcycles aren’t just transportation — they’re a passion. Whether you ride for commuting or the thrill of the open road, you need insurance that matches your lifestyle. Advisors makes sure your coverage reflects how you ride, what you’ve added to your bike, and the risks that standard policies often miss.

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Protection Designed for Every Rider

From liability coverage to accessory protection, motorcycle insurance isn’t one-size-fits-all. If you’ve added custom frames, extended parts, or specialty accessories, those improvements need extra coverage. Advisors asks the right questions about how you use your bike — racing, seasonal storage, or weekend cruising — so your protection is as unique as your ride.

Pro Tip: Don’t waste time toggling your coverage off and on during the off-season. Carriers already factor seasonal use into pricing. Instead, maximize discounts (like rider safety courses) and make sure your accessories are properly insured.

Liability Coverage

Protects you financially if you cause injury or property damage to others while riding.

Collision Coverage

Covers the cost of repairs or replacement if your motorcycle is damaged in an accident.

Comprehensive Coverage

Safeguards against theft, vandalism, fire, or weather-related damage.

Accessory & Custom Parts Coverage

Includes protection for upgrades, add-ons, and modifications that make your bike unique.

Every bike has a story — and so does every rider. Our job is to match your coverage to both, making sure nothing important is left out.
Reach out today to get the coverage that best protects you.
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Mandatory Coverages

The core protections every rider should carry:

1
Liability Coverage

Protects you financially if you cause injury or property damage to others while riding.

2
Collision Coverage

Covers the cost of repairs or replacement if your motorcycle is damaged in an accident.

3
Comprehensive Coverage

Protects against non-collision losses like theft, fire, or storm damage.

Optional Coverages

Flexible add-ons that enhance your protection:

1
Accessory Coverage

Extra protection for custom paint, chrome, saddlebags, and other upgrades.

2
Uninsured / Underinsured Motorist

Covers you if the other driver doesn’t have enough insurance.

3
Roadside Assistance

Towing and emergency help if you’re stranded.

FAQs

You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team. 

Any questions not covered below?
Are accessories covered?

Yes — but only if you include them. Standard policies often limit accessory coverage, so it’s important to list all upgrades.

Can I get discounts for safety training?

Absolutely. Completing a rider safety course can reduce your premium. We’ll help you apply every discount you qualify for.

Does insurance cover racing?

Not under standard policies. If you race, you’ll need specialized coverage. We can guide you through your options.

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Insurance isn’t just about today. It’s about protecting tomorrow’s rides.
Let’s start the conversation and get you the coverage you need to protect what matters most.