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Services & Professional Services

Coverage Built for Service-Based Businesses

From marketing firms to accountants and engineers, service-based businesses face unique risks. Cyber threats, client disputes, and business interruptions can disrupt your business and its revenue streams. 

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Tailor-Made Coverage for Your Specific Needs

Advisors builds policies tailored for professional services, ensuring you’re protected from errors, data breaches, and property losses—so you can focus on delivering value to your clients.

Pro Tip: If your business gives advice or recommendations, consider professional liability (E&O) coverage — even a small error could lead to a costly client claim.

Professional Liability

Protects against claims of negligence, errors, or omissions when delivering services to clients.

Cyber Liability

Covers costs related to data breaches, cyberattacks, and recovery—vital for firms handling sensitive client information.

Property Insurance

Safeguards your office, equipment, and furnishings from fire, theft, or other covered events.

Business Income Insurance

Helps replace income if operations are halted by a covered loss, keeping your firm financially stable.

“Our mission is to help service businesses focus on clients, not coverage gaps. We’ll guide you to the right protections so you can work with confidence.”
Talk to Greg about your insurance needs.
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“If I was a business owner looking  for a change, I would highly consider Advisors because they are like a part of your team.”  

David Baker
Methodical Coffee

Advisors and David do a great job of finding great policies at great rates. We added our car insurance with Advisors and got better coverage for the same amount as the cut-rate insurance. We feel good about Advisor's integrity, our coverage, and the availability of David to answer questions on the phone and in the office.”

Andrew C.
Customer since 2016

“We move fast. Being able to reach out to someone and get an answer quickly helps us work more efficiently and effectively.”

Jen Blair
9/8 Central
FAQs

You’ve got questions. We’ve got answers. For questions related to your specific situation, let’s have a chat.

Any questions not covered below?
What insurance do service-based businesses need?

Most service providers need general liability, professional liability (errors & omissions), workers’ comp, and property coverage.

Why is professional liability important?

It protects against claims of negligence, mistakes, or missed deadlines that cost your client money.

What if I visit clients’ homes or offices?

General liability protects you if you accidentally damage client property or cause injury while working off-site.

Does insurance cover my business equipment?

Yes. Property coverage protects laptops, tools, or supplies from theft, fire, or other covered losses.

Do I need insurance if I’m a solo operator?

Absolutely. Even small or one-person businesses face risks like lawsuits, cyberattacks, or equipment loss.

How often should service businesses review coverage?

At least once a year, or when you expand services, hire staff, or sign larger contracts.

Client Spotlights & Articles

Knowledge Center

Explore our advice on insurance and risk management and get to know some of our small business clients.

Small Business Highlight: Blue Ridge Heating & Air

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Small Business Highlight: AssistPro®

AssistPro’s story began in 2013 when Founder & Visionary, Jenna Spencer, left behind her corporate banking job to pursue an exciting professional opportunity.

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Small Business Highlight: Palmetto Mosquito and Fire Ant, LLC

Palmetto Mosquito and Fire Ant, LLC is a local, family-owned business that wants to protect your family from all kinds of outdoor pests. 

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Insurance taken care of by someone who knows what you value most.
Our team is here to make insurance simple, personal, and stress-free. When you’re ready, just give us a call.