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RV Insurance Designed for Life on the Road
Your RV is more than a vehicle—it’s a home on wheels, a passport to adventure, and an investment. That means its insurance needs more than a generic auto policy. Advisors works with specialty carriers to custom-fit your coverage so you're protected on the road and at your campsite.
Tailored Coverage for Every Type of RV Use
RV use varies—from short weekend trips to full-time living—and your insurance should reflect that. We’ll help you choose the right combination of protection, including personal belongings, campsite liability, and even emergency expense coverage for unplanned disruptions.
Liability, Collision & Comprehensive
Cover bodily injury, property damage, and non-collision losses like theft, fire, or storm damage.
Personal Belongings & Vacation Liability
Protect your gear and extend liability coverage while parked or at campsites.
Vacation / Full-time Living Coverage
Enhanced protection resembling homeowners insurance—especially important if your RV is your main residence.
Emergency Expense Coverage
Helps pay for lodging, meals or transportation if your RV is temporarily uninhabitable after a covered event.
Mandatory Coverages
The essential protections every RV owner needs to keep your travels safe and financially secure.
Most states require a minimum level of liability coverage for bodily injury and property damage before you hit the road.
Protects your RV from accidents, theft, fire, or severe weather—so you’re covered whether it’s parked or in motion.
Covers you and your passengers if another driver causes an accident but doesn’t have enough insurance to pay for damages.
Optional Coverage
Additional coverages to customize your RV policy for extra peace of mind.
Covers your clothing, electronics, and other valuables inside the RV in case of theft or damage.
Provides towing, flat tire changes, fuel delivery, and jump-starts to keep your trip from being derailed by a breakdown.
Extends liability protection to your campsite or vacation location, so you’re covered even when parked for an extended stay.
You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team.
RVs are unique. Auto/home policies may omit key protections—RV-specific coverage addresses both vehicle and living aspects of your lifestyle.
Full-time RV use typically requires an enhanced policy similar to homeowners insurance, covering contents, liability, and more.
Yes—vacation liability expands your protected period to when you're stationary, not just driving.
It can reimburse lodging, meals, or transport if your RV becomes uninhabitable temporarily due to covered damage.
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