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Classic Car Insurance

Your Classic Car Deserves More Than Standard Coverage

Your classic car isn’t just transportation — it’s history, craftsmanship, and passion on four wheels. Unlike standard auto insurance, which pays depreciated cash value, classic car insurance is built around agreed or appraised value. Advisors helps you secure coverage that truly reflects the worth of your vehicle, your projects, and even the parts you keep tucked away in the garage.

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Specialized Protection for Your Pride and Joy

From weekend show cars to ongoing restorations, classic car coverage is designed to protect more than just what’s on the road. Advisors partners with specialized carriers who understand collector cars — including coverage for spare parts, memorabilia, and vehicles in storage.

Pro Tip: Never insure your classic like a daily driver. Standard policies will only pay depreciated value, costing you thousands. Agreed-value coverage ensures you’re fully protected.

Agreed Value Coverage

Guarantees payout based on your car’s appraised or agreed value, not a depreciated estimate.

Restoration & Project Coverage

Protects vehicles under restoration as well as valuable parts stored in your garage.

Storage Coverage

Keeps your car protected while it’s in storage, whether in your garage or at a dedicated facility.

Collector Extras

Specialized options cover automobilia, memorabilia, and other collector items tied to your passion.

"We work with specialized carriers to make sure your coverage grows with your car’s value, not against it.”
Speak to a team that understands what matters most to you.
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Mandatory Coverages

The essentials every classic car owner should secure.

1
Agreed Value Coverage

Ensures your payout matches the true value of your vehicle.

2
Comprehensive & Collision

Covers theft, fire, vandalism, or accidents — wherever your car is.

3
Liability Protection

Protects you financially if your classic is involved in an accident.

Optional Coverages

Specialized protections for collectors.

1
Spare Parts Coverage

Insures valuable parts kept in your garage or workshop.

2
Memorabilia Coverage

Protects automobilia and collector’s items tied to your car.

3
Roadside Assistance for Classics

Specialized towing and flatbed service for collector vehicles.

FAQs

You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team. 

Any questions not covered below?
How do I insure parts or memorabilia?

Specialized classic car carriers offer coverage for spare parts, tools, and memorabilia. We’ll help you include these in your policy.

Does coverage apply while the car is in storage?

Yes. Agreed-value policies can cover your car whether it’s on display, in your garage, or at a storage facility.

Can I drive my classic to shows and events?

Absolutely. Most policies allow limited-use driving for shows, events, and leisure driving, but restrictions vary by carrier.

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"Advisors Insurance is always helpful, quick to respond, and makes insurance easy to understand."

Mark L.
Customer Since 2014
Reach out today to get the right protection in place.