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Protection Built for Life on the Water
From small fishing boats to luxury yachts, marine insurance needs are as varied as the waters you travel. Advisors helps you find coverage tailored to your boat’s type, size, and use — including risks that many policies miss, like recovery and removal costs if your vessel sinks.
Tailored Protection for Every Type of Vessel
Boating comes with unique risks — from accidents on the water to storm damage in storage. We know the carriers, the local needs, and the questions to ask, so you get coverage designed for real-world boating, not one-size-fits-all protection.
Hull & Equipment Coverage
Protects your boat’s structure, motor, sails, and permanently attached equipment against covered losses.
Personal Property
Covers personal belongings on board — fishing gear, electronics, safety equipment, and more.
Liability Protection
Covers injury or property damage you may cause to others while operating your boat.
Recovery & Removal
Special coverage to handle costly recovery or environmental clean-up if your vessel sinks.
Mandatory Coverages
The essentials every boat owner should carry:
Repairs or replaces your vessel if damaged by collision, storm, theft, or other covered risks.
Covers bodily injury or property damage you may cause while operating your boat.
Helps cover medical expenses for you or passengers injured on board.
Optional Coverages
Flexible protections you can add for greater peace of mind:
Pays for the often-overlooked costs of raising, removing, or cleaning up after a sunken vessel.
Protects you if you’re hit by someone with little or no insurance.
Covers damage or theft of the trailer that transports your boat.
You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team.
Yes. Sailboats, jet boats, yachts, and fishing boats all have different risks. We’ll help you secure the right policy for your vessel.
Not always. Many policies exclude recovery and removal. Advisors ensures this critical protection is included.
Yes — but only if specified. Offshore coverage often requires special underwriting. We’ll clarify limits so you’re not left exposed.
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Every vessel and every boater is different. Our advisors are ready to help you chart the right course for your coverage.
