Back to Business Policies
Protect the Spaces Your Business Depends On
Commercial property insurance covers the physical assets of your business—buildings, equipment, furniture, and inventory—against risks like fire, theft, wind, and other covered perils. Advisors helps you calculate true replacement costs, review policy exclusions, and ensure you’re not underinsured when the unexpected happens.
Safeguarding the Assets That Keep You Running
A property loss doesn’t just damage buildings—it can shut down operations and stall revenue. Advisors works with you to assess coverage for your facilities, equipment, and inventory, plus added protection for business income if operations are disrupted. We tailor policies that match both your industry and your growth goals.
Mandatory Coverages
The core coverages needed to keep your business protected when you need it most.
Covers structures, fixtures, and permanent installations.
Covers property such as contents, equipment, inventory, and furniture.
Coverage if operations are suspended due to a covered incident or issue
Optional Coverages
Additional elements of coverage policies that help ensure coverage is complete.
Equipment breakdown coverage.
Ordinance or law coverage to meet updated building codes.
Flood and earthquake endorsements where needed.
You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team.
Yes, if scheduled—be sure to include all build-outs and upgrades when setting limits.
Coverage is often limited; you may need an inland marine or contractor’s equipment policy for full protection.
Yes, even if your landlord insures the building, you’re responsible for insuring your own contents, equipment, and any improvements you’ve made inside the space.
Insurance Pro Tips
Explore our expert advice on insurance and risk management.
Are you Underinsured?
Do you have enough insurance protection for your home if there were a natural disaster? What about insurance to protect the contents of your home? Find out if you're underinsured.
Fireworks Safety
For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories – whether at home or away. But for some families, the holiday is a nightmare. Homes are damaged, and sometimes destroyed, by wayward fireworks. Thousands of people are injured in
Insurance Terms, Explained!
Insurance can be very confusing. If you're wondering about certain insurance terms like GAP or claims or deductible, you've found the right resource.
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