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Construction & Artisan Contractors

Coverage Built for Skilled Trades

Plumbers, electricians, HVAC technicians, landscapers—artisan contractors keep communities running every day. But the work comes with unique risks: tools on the move, property damage, or jobsite injuries. Advisors understands the realities of construction trades and builds policies that safeguard your people, equipment, and projects.

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Types of coverage you should consider in this industry

Building in the construction world means managing risk at every stage from job site safety to contract compliance. The right insurance plan protects your crew, your equipment, and your business if something goes wrong, helping you stay on schedule and on budget.

Pro Tip: Double-check that your subcontractors have valid certificates of insurance. Gaps in their coverage can put liability back on your business.

General Liability

Shields you from claims of property damage or injury on the jobsite, so accidents don’t stop progress.

Property Insurance

Protects your shop, office, and stored materials against fire, theft, or other losses.

Inland Marine Insurance

Covers equipment, tools, and supplies while in transit or at job sites.

Workers Compensation

Pays medical costs and lost wages for injured employees, keeping your crew protected and your business compliant.

“Contractors build our future. Our role is to make sure their tools, people, and projects are covered every step of the way.”
Talk to Andrew about your insurance needs.
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"The entire experience that you have all boils down to people, and Advisors has the right people."

Nick Connor
Property Plus

"I was amazed at the quick response I received from Advisors Insurance Agency. They were able to take care of all of our insurance needs. What a pleasure to have one agent, and such a capable one, to deal with."

Pam Tessier

From the very 1st meeting you treated me with openness & honesty. You did not try to “hard sell” me something that I may not have needed. Your explanations to my questions & concerns was delivered with easy to understand answers.

Mark B.
Customer since 2016
FAQs

You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team. 

Any questions not covered below?
What insurance does a construction company need?

Construction businesses typically need general liability, workers’ comp, commercial auto, builder’s risk, and contractor’s equipment coverage.

Does general liability cover damage to a client’s property?

Yes. General liability covers property damage and bodily injury caused by your work or employees on a job site.

What about tools and heavy equipment?

Contractor’s equipment coverage protects tools, machinery, and vehicles against theft, vandalism, or damage.

Are construction sites at risk for environmental liability?

They can be. Pollution liability coverage helps if your work causes environmental damage, such as spills or hazardous material exposure.

Do I need bonds as well as insurance?

Often, yes. Surety bonds can be required for licensing, permits, or projects to guarantee performance and payment.

How does inland marine help?

It covers tools, machinery, and materials while being transported or used on job sites.

Client Spotlights & Articles

Knowledge Center

Explore our advice on insurance and risk management and get to know some of our small business clients.

Worker’s Comp or Occupational Accident coverage?

Is workers' comp or occupational accident coverage better for my business needs? Let the team at Advisors Insurance in Greenville, SC help today.

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Advisors Small Business Highlight: Ferguson Builders

Ferguson Builders is a family owned business serving Greenville, SC and the Upstate. Their services include custom home builds, home remodeling, and interior design.

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Small Business Highlight: Property Plus

Nobody wants to deal with a catastrophe like a house fire or flooding. But if it does happen, knowing you have a reputable local company to call for emergency restoration is comforting.

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Our team is here to make insurance simple, personal, and stress-free.
Good coverage shouldn’t be complicated. Reach out, and we’ll make the process simple from start to finish.