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Coverage for Employee-Related Claims That Can Derail Your Business
Even with strong HR policies in place, businesses face risk of employee lawsuits. Employment Practices Liability Insurance (EPLI) protects you from claims of discrimination, harassment, wrongful termination, or wage disputes. Advisors helps you understand what EPLI covers, how it integrates with your other policies, and which carriers best fit your business.
Protection That Goes Beyond HR Policies
Workplace lawsuits are expensive to defend—even if they never reach a settlement. EPLI pays for defense costs as well as potential damages, helping your business avoid financial disruption. Advisors also reviews your contracts and handbooks to reduce exposures, while tailoring coverage to your workforce and industry.
Mandatory Coverages
The core coverages needed to keep your business protected when you need it most.
Coverage for claims of discrimination, harassment, retaliation, or wrongful termination.
Coverage to pay for attorney fees, settlements, and judgments.
Protection for both current and former employees’ claims.
Optional Coverages
Additional elements of coverage policies that help ensure coverage is complete.
Coverage for claims brought by vendors, customers, or other non-employees.
Coverage for disputes over earned wages and used hours.
Coverage extensions for directors, officers, or managers
You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team.
Any business with employees is at risk. Even small and mid-sized businesses face claims that can be costly to resolve.
No. General liability excludes employment-related claims—EPLI is the dedicated coverage for those risks.
Yes — coverage often extends to claims from job applicants, such as allegations of discrimination during the hiring process.
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Meet Alan Lachica
Alan embraces our team approach in providing customized, high-quality protection options for our clients.
"The entire experience that you have all boils down to people, and Advisors has the right people."
