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General Liability Insurance

Protect Your Business Against Everyday Risks

General liability coverage shields your business from some of the most common risks—claims of bodily injury, property damage, and advertising or personal injury. It’s often required by landlords, vendors, and contracts before you can sign a lease, bid on a job, or partner with another business. Advisors helps you secure protection that’s not only compliant but customized for your industry.

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Tailored Protection, Not One-Size-Fits-All

A restaurant faces different risks than a retail store, and both differ from an HVAC contractor. Our advisors review your contracts and leases to ensure compliance, and then match liability coverage to the exposures unique to your business. By focusing on the details, we help you meet requirements and reduce risk without paying for coverage you don’t need.

Pro Tip: Ask your agent to align your liability limits with landlord, vendor, and contract requirements. Having insufficient coverage could cost you an opportunity—or even void a contract.
General liability is the foundation of a strong business insurance program. Our job is to make sure it’s not just a checkbox, but truly tailored to protect what you’ve built.
Reach out today to get the coverage that best protects you.
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Mandatory Coverages

The core coverages needed to keep your business protected when you need it most.

1
Bodily Injury Liability

Covers claims if someone is injured at your business location.

2
Property Damage Liability

Covers damage to someone else’s property caused by your operations.

3
Personal and Advertising Injury

Protects against claims such as libel, slander, or copyright infringement in your advertising.

Optional Coverages

Additional elements of coverage policies that help ensure coverage is complete.

1
Liquor Liability

Needed for businesses that sell or serve alcohol.

2
Products and Completed Operations

Protection after a project or product is delivered.

3
Cyber Liability

Covers risks tied to data breaches or digital operations

FAQs

You’ve got questions, we’ve got answers. For any additional questions you may have beyond these, schedule a chat with our team. 

Any questions not covered below?
Does general liability cover my employees?

No. Employee injuries fall under workers compensation policies, not general liability.

We’re ready to answer all your questions.

Is general liability insurance required for my business?

While not always legally required, many landlords, clients, and vendors will require you to have general liability insurance before signing a lease or contract.

Do I need liquor liability separately?

Yes. If your business serves or sells alcohol, liquor liability is typically required in addition to general liability.

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"We have confidence that our insurance needs are being taken care of by someone who is not only knowledgeable but someone who is looking out for our best interests."

Lee N.
Longtime Customer
Good coverage shouldn’t be complicated. Reach out, and we’ll make the process simple from start to finish.