Back to Markets
Restaurants

A Recipe For Peace of Mind

From the kitchen to the front of house, we help protect every ingredient of your success—so you can focus on serving great experiences.

Schedule a Call

Insurance Crafted for Restaurants, Served with Care

Running a restaurant means juggling a lot—your team, your guests, your equipment, and your reputation. We understand the unique risks you face, and we build coverage that protects every part of your business. With Advisors, you get more than a policy—you get a partner who’s always in your corner, making sure you can focus on delivering great food and memorable experiences.

Pro Tip: Review your coverage for food spoilage and equipment breakdown — a single power outage could cost thousands in lost product and downtime.

General Liability

Protects your restaurant from accidents, customer injuries, and property damage, giving you confidence that unexpected mishaps won’t derail your business.

Workers Compensation

Covers medical expenses and lost wages if your employees are injured on the job, helping you care for your team and comply with regulations.

Business Auto

Provides protection for delivery vehicles, catering vans, or company cars, ensuring your business keeps moving whether you’re serving guests or delivering food.

Property Insurance

Safeguards your building, kitchen equipment, furnishings, and inventory from fire, theft, or other losses—keeping your restaurant open and ready to serve.

“Restaurants thrive on trust and consistency—our mission is to deliver the same through insurance that protects every service, every day.”
Jake MCoun, Small Business & Personal Line Insurance Advisor
Schedule a Call

"Advisors does a great job on partnering with us to help us focus on our vision—help our operations grow and continue to serve our community."

Josh Reilly
Sully's Steamers

“If I was a business owner looking  for a change, I would highly consider Advisors because they are like a part of your team.”  

David Baker
Methodical Coffee

These guys are Straight Shooters with no hassles and are very professional. When I talk to them about options for my insurance it’s like I’m sitting down to talk shop with one of my friends. I don’t have any trust issues with them or have to worry about being taken advantage of.

Customer since 2013
FAQs

You’ve got questions. We’ve got answers. For questions related to your specific situation, let’s have a chat. 

Any questions not covered below?
What insurance does a restaurant really need?

Most restaurants need general liability, workers comp, property, and business auto coverage—protecting staff, equipment, and guests from unexpected risks.

Does Workers’ Comp cover kitchen injuries?

Yes. Workers’ Compensation covers medical costs and lost wages if an employee is injured while working, whether in the kitchen or front of house.

Can insurance help if my refrigeration fails?

Yes. Property coverage can include protection for equipment breakdowns, food spoilage, and business interruption when refrigeration or cooking equipment unexpectedly goes down.

What about delivery drivers or catering vans?

Business auto coverage protects company vehicles used for deliveries or catering, including accidents, liability, and damage to keep your service moving.

Are restaurants at risk for cyberattacks?

Absolutely. POS systems store sensitive customer data, and cyber liability coverage helps protect your restaurant from data breaches, fraud, and recovery costs.

How often should I review my restaurant’s insurance?

At least once a year, or whenever you expand, remodel, or change operations. Regular reviews help keep coverage aligned with your business.

Client Spotlights & Articles

Knowledge Center

Explore our advice on insurance and risk management and get to know some of our small business clients.

How do you use a POS system in a restaurant?

Learn how to efficiently run your restaurant with point of sale (POS) systems in the Greenville, SC area.

1 min read
Read more

Managing your Restaurant Remotely

With the right technology, it is possible to run a restaurant remotely while keeping operations running smoothly.

2 min read
Read more

Claims and How to Improve Your Business

We want to share information on how to improve your business and further protect it from both harm as well as explore processes to improve profitability and efficiencies.

3 min read
Read more
Are you properly insured? Let's get answers together.
Reach out today to get the right protection in place.