SMALL BUSINESS SERIES

As a small business ourselves, Advisors is well aware of the intricacies that come with running a business that is just as unique and ever-changing as you are. If you are a small business owner, you surely have plenty on your plate as it is, often with multiple risk managers as a part of the mix. Needless to say, things can get complicated. Our aim is to help reduce unnecessary stress by using our expertise in risk management to declutter and simplify your life and business as much as possible.

You are also a whole person. And you need a plan that will cover all sides of you. Advisors creates a protection plan that does just that, covering your business, your family and your assets all in one.

So often, small business owners are left juggling several risk managers all at once, taking up valuable time and mental energy; from seeking out the best packages to figuring out who to call in the event of an incident. With Advisors, you always know who to call. We are your one-stop-shop, merging your business and personal risk management policies in order to reduce mental clutter and to find the best premium price reduction programs.

By merging your personal and business policies together, we have the opportunity to find the best customer policy bundles with the fewest carriers possible. This allows us to optimize pricing with the premium reduction programs offered by our carriers. By working through as few risk managers as possible, we also create a more fluid relationship and communication channel, ultimately allowing your risks and potential incidents to be managed as quickly and efficiently as possible.

At Advisors, we view small businesses as an extension of the business owner; this means we see your small business as a living and breathing entity. As such, your business requires consistent evaluation and adjustment as needed. Communication with our clients is one of the greatest keys to our success.

We are fully transparent and present with each of our clients, asking the right questions in order to understand you and your business in depth. This helps us to create the best plan for your specific personal and business needs. We also establish a custom communication schedule for each client, preemptively setting up times to speak with you and evaluate ever-evolving risks based on changes in your business and the market at large. This allows us to continuously and proactively set you and your small business up for success.

Once we feel that we have a firm grasp on the ins and outs of your business, we will then walk you through a personalized “ARRT Risk Management Process.” Through this process, we explore:

• Avoid- What areas of risk can we avoid completely?
• Reduce- What can we do to reduce risk?
• Retain- How much risk can a business comfortably retain?
• Transfer- And finally, transferring the remaining risk to a strategic partner insurance carrier.
  

After we have moved through this deep risk analysis, leaving no stone left unturned, Advisors then turns around and does the deep digging for you, working closely with our hand-picked set of strategic partner carriers. We have carefully selected and developed relationships with those carriers who we know can be trusted. We will work closely with them, communicating the information that we uncovered through your ARRT process, helping them to understand the specific risks that your particular business faces. From here, we will build a plan specifically tailored to your personal and business needs. Our aim when working with our SPC's (Strategic Partner Carriers) is to find a plan that will quickly get you back to your original state in the case of an event, while offering you the very best rates through premium bundle packages.