How to check the driving record of my employees and prospective employees?

Advisors Insurance Agency

As a business owner , what’s the best way to check the driving record of my employees and prospective employees?
Anyone who gets behind the wheel of a business vehicle can drastically affect the bottom line of insurance costs. Here are the recommended best practices for pre-screening drivers on a commercial auto policy:

Have the potential driver provide you a copy of the driving record by going to https://scdmvonline.com/Driver-Services/Drivers-License/Driving-Record :
Pros
You are not at risk of entering Personal Identifiable information into a computer system including name, date of birth, driver’s license number, social security number
The potential driver assumes the cost of the record
You can forward the report to the insurance agency to analyze the risk
Cons
Potential driver could falsify the document prior to your receiving it
Puts expense on the potential added driver. (you could reimburse them)
The document is mailed to the driver and the downloadable version is available to the driver at the time of submission. You are not getting the original document.

Obtain the record yourself at https://scdmvonline.com/Driver-Services/Drivers-License/Driving-Record. We recommend obtaining the 10 year record
Pros
The driver does not take on the expense
You can download the document immediately
You can forward the report to the insurance agency to analyze the risk
Cons
You take on the cost of the document
You are entering personal identifiable information of a potential driver into a public computer database.
The time to obtain the record

Have the Insurance Agency / Carrier pull the report
Most carriers will not pro-actively pull reports. Drivers must be added and rated for. The rate or eligibility is adjusted re-actively and not real time.
In many cases the insurance agency is unable to get a copy of the MVR ran by the carrier and not privy to the information on the record.
The Insurance Agencies typically are not going to run the report on behalf of the business owner due to making transactions with Personal Identifiable Information. This is an additional Cyber/Data liability risk.
Insurance agencies may not be willing to afford the cost associated with pulling reports