#1 Home Claim this Year is?
Water damage claims come in all forms and always create a heck of a mess. The number one claim our clients have faced this year is water damage. Unlike our cars our homes do not have a maintenance needed light that pops up on a dashboard.
Here are few real examples and claim amounts:
- Toilet overflowing
- Toilet backed up and overflowed. Water damage to the bathroom and bedroom. Have ripped up the carpet and a company on the way to start repairs. $18,236 claim
- Pipe Bursting
- Insured called to report water damage to the basement of the home from a water pipe possibly doing damage to the drywall in the basement and flooring- possible seepage of the foundation, insured has discovered mold $6,287 claim
- Window Leaking
- Interior water damage from around window $30,872 claim
- Kitchen Water Supply line
- While homeowner was out of town neighbor noticed water coming out of the garage. They accessed the home to find a pipe under the kitchen sink had leaked $90,000 Claim
- Appliance
- Ice maker in refrigerator leaked and damaged flooring $13,295 Claim
As you can see from above water damage can create some huge claims. Take a moment to create a maintenance plan for your home. Here is a list of suggestions:
- Check / replace the seals on your toilets
- Replace old toilets
- Check and update old supply lines in kitchen and baths
- Check and update hot/cold water shut off valves
- Check supply lines and dryer vent for your washing machine/ Dryer
- Caulk your windows and door ways 1x per year
- update insulation on exposed pipes
- Caulk and maintain bathtub & showers in bathrooms
Take some time to maintain your home and your home will take care of you!